Everyone knows that attending college is a huge expense. From tuition to living costs, the price of a postsecondary education continues to skyrocket. It is also true, however, that college life can create a bit of a financial bubble. Most students apply for some form of financial aid and usually take out loans to cover their tuition and room and board. Also, many rely on help from their parents or part-time jobs. Once students graduate, most are quickly hit with some harsh financial realities.

All the student loans that covered your education will now need to start being repaid, and any credit card debt incurred during your time as an undergrad has begun to accrue interest. Many students, having lived on campus or in low-priced housing, are also faced with the reality of searching for a place to live for the first time. Your old college car may be on its last leg, compelling you to seek more reliable transportation to get to your job. At the same time, many graduates suddenly begin to see the importance of saving for the future, adding another budgetary concern to the list.

Fortunately, there are effective ways to tackle these financial issues. From building credit to finding small opportunities to save every day, you can put your income to best advantage. In fact, with some effort and planning, all graduates can find a way to thrive after college.

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